FlyerTalk Forums - View Single Post - First Credit Card, Need Advice From You Pros!
Old Nov 11, 2012, 3:00 pm
  #7  
longhorn11
 
Join Date: Aug 2011
Location: DFW
Programs: AA PLT, HH Gold, SPG/Marriott Gold
Posts: 1,091
Originally Posted by jjmiller69
Normally for new CC users I would recommend the Chase Freedom or the Citi Forward cards. They are aimed at students but anyone can get them. They don't carry any yearly fees and are great credit builders. Also because of no fees you keep them and build years of use(one of the components of a credit score is yrs). Good luck it takes time and good credit scores to get all the goodies out there. I know this doesn't answer your Amtrack question but heads you in the right direction to build a good credit score.
+1. You guys need to focus on building your credit since most reward cards require excellent scores and established reports. There's no way Amex or Chase will start you out with a CSP or SPG. What banks will be looking for is revolving debt history (CC's, LOC, etc.). Work on building that for 12 months or so and then you can start to expand your portfolio if this is something you're interested in.
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