I made a decision to ignore bonuses when it comes to expensive electronics and only use my am ex due to extended warranty. It paid off big time the other day. My HP laptop bit the dust 2 days after the warranty ended. Thank goodness I bought it on my Starwood am ex. After filing the claim they couldn't fix it so they gave me my full purchase price back! Within days I had an $800 credit on my card.

So in the last month we have purchased some items at best buy. As much as I wanted to use my Freedom for the 5% bonus I went with Am Ex to get the extended warranty!