Originally Posted by
philemer
Some of us don't consider $3000 spend a "hefty amount".

See the thread on MB! about getting spending up w/o the Mint. Also Amazon payments & the newish Bluebird card. But, then, some people don't consider Hilton points worth the effort anyway.
These offers come and go so you may want to wait a while for a better (lower spend) offer. Keep the faith.
BTW, I think you meant to type "65K", not "55K".
It never crossed my mind that this could a min spend issue these days.
OP - if you could have mentioned that originally it would have saved my time trying to help.
You can hit that spend in 3 months purely using AP, without needing to carry any balance, plus a number of other options out there.