Note that you really don't even have to use the Simon Malls VISA/AMEX Gift card at the mall; it can be used anywhere they accept VISA or AMEX.
I know this from the fact that I actually won a $50 Simon Mall AMEX gift card about a year ago and I had no problems using it at a restaurant no where near the mall.
So essentially this like $40 for a $50 gift card that you can use anywhere if they accept VISA or AMEX.