Originally Posted by
tonyflyer
I thought the bird has 5K VR+debit+cash reload limit per month, but now I couldn't feed more beans into my bird, because I have already fed more than 2500 in the last several days. Found the followings at Amex website, looks like the limit is 2500 in 28-day. Also the max balance is reduced to 5K. Anyone else noticed that?
The amount of each load to the Card using your Funding Source must be at least $25 and the amount of each load to the Card using Cash Loading Methods must be at least $20. You may load funds to the Card using your Funding Source or Cash Loading Methods until the aggregate balance on your Card (and Cards you purchased for others) equals $2,500, and you may load funds to your Card using Direct Deposit until the aggregate balance on your Card (and Cards you purchased for others) equals $5,000. Not more than $1,000 may be loaded to your Card on any day using Cash Loading methods,
not more than $2,500 may be loaded to your Card in any [28-day period] using your Funding Source or Cash Loading Methods, and not more than $5,000 may be loaded to your Card in any month using Direct Deposit. The maximum aggregate balance on your Card (and Cards you purchased for others) at any time may not exceed $5,000. We may change these limits at any time for legal, risk management, security or other purposes.
https://www.americanexpress.com/us/c...agreement.html
Whatever you're looking at isn't correct. It's probably the old Bluebird product.
Cash Funding Sources are services and products provided by third parties. Even though we allow the use of these Cash Funding Sources to add money to your Account, we do not provide these services or products and are not responsible for any service issues that arise with them. Use of a Cash Funding Source is subject to the terms and conditions established by the provider of the Cash Funding Source.
Although American Express does not charge any fees in connection with your Adding Money to your Account via Cash Funding Sources, the third parties providing such Cash Funding Sources may charge fees for their products and services.
Each transaction using Swipe Reload must be at least US$1. Each transaction using other Cash Funding Sources must be at least US$20.00. The maximum amount of funds you may add to your Account via Cash Funding Sources is $1,000 on any day and $5,000 in any calendar month.
Cash Funding Sources cannot be used to add funds directly to a Sub-Account.
The aggregate amount of funds that may be added to an Account and linked Sub-Accounts from all Payment Funding Sources, together with the amount of all Receive Money transactions credited to an Account and linked Sub-Accounts, may not exceed $10,000 per calendar month.
The Total Balance of your Account and linked Sub-Accounts may not exceed $10,000 at any time.
The aggregate amount of funds that may be added to an Account from a Bank Account may not exceed $10,000 per transaction and from a Debit Card may not exceed $100 per transaction, $100 per day, and $1,000 per month, subject, in each case, to additional limits in circumstances in which we have not verified all of the identity and other personal information you have provided us.
Funds may not be added directly to Sub-Accounts from Payment Funding Sources. A Sub-Account can be funded only by a transfer of funds from the Master Accountholder's Account to the linked Sub-Account.
You will not receive interest on funds in your Account or Sub-Account, and funds in your Account or Sub-Account are NOT insured by the Federal Deposit Insurance Corporation.