You spend 1000 on anything you choose and not just NFL items. You get 40000 points which is the same as 400$. You ask for statement credit against your purchases. So if you have 3 purchases say 15, 27 and 300 you can ask for statement credit for 27 and 300 and not for 15 as the credit has to be for purchases greater than 25. Or swipe the card for a purchase of more than 400 and get a credit for that amount. You cannot get it as a check from Barclays.