HSBC Premiere is better in value and network than Citigold both in Asia and Europe. I have both accounts but the services with HSBC Premiere are fantastic. In Asia, Australia, Europe and USA HSBC Premeiere comes with an HSBc premiere credit card with a preset limit of minimum 6500 USD ((HSBC Premiere USA), 15000 AUD (HSBC Premiere Australia), 50000HKD (HSBC Premiere Hong Kong). This facility with HSBC premiere allows you to manage your finances whilst leaving yours untouched in the bank account. Citigold do not provide a preset limit citigold credit card, INFACT Cwith citigold, you see no benefit in opening the account at all.

I therefore strongly recommend HSBC Premiere for excellent premiere services, investment product, better value for money and much more.