i was hit with FR 12 months after I had this card. i have simply cash amex card since 2007, no problems and been earning cash backs and points.

I was hit with FR because of the SPG business card( applied for both spgs)
That was over a month ago and I called customer service to close all my amex cards cos I didn't have biz docs they demanded.

Be very careful with large spend reqs in short time.

I was asked about my big spends at office stores, answered them all, didn't care about my good relationship with them for years.