Assuming the normal runway use - landing 28L and R and departing runway 1L and R --

SFO to MRY - depart runway 1, turn left and proceed west over the coastline, then turn south and fly down the coast but over the ocean. If you are on the right side, you will initially see downtown SF and the Golden Gate Bridge but once over the coastline, you will see only ocean. If you are on the left side, initially you will see the cities of the peninsula as you proceed to the coastline and then the coastline down to the Monterey peninsula. If you land on runway 10, the right side will give you the Monterey Peninsula and the left side the area north along Monterey Bay. If you land on runway 28, you will fly eastward downwind parallel to runway 10, make a right 180 to land on 28.

MRY to SFO - departing either runway 28 or 10 - proceed north to about the middle of Monterey Bay, then turn northeast crossing the coastline at Santa Cruz and proceeding north over the Santa Cruz mountains until reaching SF Bay, then turn northwest for a typical landing on 28L or 28R. Before reaching the coastline, from the left side you will see mostly water, the right side you will see the coast. After crossing the coastline, you will see land either way. Once turning onto final approach for 28L, from the left side you see the west side of the Bay - Palo Alto, San Carlos, etc. From the right side you will see the Bay and in the distance the East Bay - Fremont, Hayward - but pretty far away.