Not that I've fully thought this through as all my recent flights have been long haul and credit card.... but is there any reason to use Poli, when you can use onesmart to buy airpoints, and pay with the airpoints purchased? Sure, you need to have taken the time to have maintained credit on the card, but I've found it a great card when travelling and it earns some token airpoints too. Am I missing something... apologies if already covered