Originally Posted by sdsearch

Are you sure the upgrade offer is for the Citi Visa? That sounds like Amex offer to upgrade to a Surpass.

The Amex and Citi cards are completely independent of each other (issued by different banks). (And both have excisted for many years.) You can have both. But only the Citi cards are churnable (ie, you can apply for them repeatedly).

This thread is about the Citi cards, not the Amex cards. The thread for the Amex cards is here:

http://www.flyertalk.com/forum/miles...0-31-12-a.html

although those offers may not work if you already have an HHonors Amex card.