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Old Sep 29, 2012 | 7:17 pm
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jjmiller69
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Originally Posted by miteto
Hi guys

I need to get my first ever credit card and I want to collect miles on it. My monthly expenses might be around $1000 a month. It should be MC or Visa because I need to use it in Europe sometimes. Also my preferred airline is Delta.
I saw that Delta offers a credit card but it is American Express.

Can you recommend something to me please?

Thanks,
Mite
With out any credit history you're going to have to learn to walk before you can run. I would suggest the Chase Freedom or Citi Forward. You will earn points but they're better used with the Chase Sapphire or the Citi Premier. Which you should be able to get after you have a credit history. Then you can transfer or combine the points earned over to the new card. Chase Freedom to the Chase Sapphire or Citi Forward to Citi Premier. Both Freedom and Forward don't have yearly fees. If you have a bank account with either that's were I would start. Good luck it takes a good credit score to make things work.
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