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Thread: How does this payment habit affect your credit limit?
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Old Sep 28, 2012 | 7:57 am
  #7  
mia
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Originally Posted by ddallas
... people that pay their bill off, in full, every month, like clockwork. They don't pay finance charges, and they're never late. They don't go over their credit line, they don't have returned payments, and they earn rewards. Which all amounts to the bank isn't making any money on your account. So if you get a late fee, you have absolutely zero chance of getting it waived.
I have read this in several articles, but in my experience it is absolutely not true. If I establish a pattern of paying in full each and every month the fees are removed effortlessly if, for any reason, a payment has not posted on time.
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