Originally Posted by
D582
Isn't this just essentially a ponzi scheme? Your 'investment' are your monthly fees and your 'returns' come from either your own investment or the 'investment' (monthly fees) of other members?
Ponzi schemes use the money from later investors to pay early investors. This doesn't, they're simply betting that the limits will cause you to spend more than you get back. Scum, not scam.