Originally Posted by
D582
Isn't this just essentially a ponzi scheme? Your 'investment' are your monthly fees and your 'returns' come from either your own investment or the 'investment' (monthly fees) of other members?
Not much different than insurance with its periodical premiums being used to (try to) generate money to more than cover claims from the policy holder and/or other insured parties in the same "investment"/insurance pool, right?