Originally Posted by lwildernorva

Wait a minute. You make 76K a year and can't spend $3K on a credit card in 3 months? Really? I understand you're frugal, but you don't spend $1K per month in food, gas, some utilities (gas/electric generally don't allow credit card payments; cable, phones, and other utilities do), insurance (my disability insurance does not allow a credit card payment, my auto insurance does, without a "convenience" fee), car repairs, the occasional night out, buying clothes, and doing all of the other things that occur in a normal life?

At this point, you're either not being realistic enough about expenses that could be put on a credit card--or you're blowing smoke about your income and your credit score.

And TravelPDX7, with less than 20 posts, it's possible, just possible, that you could learn something from the more experienced folks here. I certainly do, nearly every day. Again, if you think you got a good deal, cool, but this site is both about the best ways of earning miles and spending miles.

And, if you think that by any standards other than your own, you got the best use of your miles, you're wrong.