Originally Posted by
joer1212
Not if I have to meet a minimum spend of 3k in 3 months, which I cannot.
First, I was counting on combining miles and points from different cc bonuses to put into one ff program and earn my business or first class flight. But, I found out this is not possible.
Fine, so I figured that maybe I can pay for my trip using miles + money, but now that's not possible, either.
Also, Amazon Payments is not an option for me (long story).
At this point I'm seriously considering abandoning the whole thing.
Wait a minute. You make 76K a year and can't spend $3K on a credit card in 3 months? Really? I understand you're frugal, but you don't spend $1K per month in food, gas, some utilities (gas/electric generally don't allow credit card payments; cable, phones, and other utilities do), insurance (my disability insurance does not allow a credit card payment, my auto insurance does, without a "convenience" fee), car repairs, the occasional night out, buying clothes, and doing all of the other things that occur in a normal life?
At this point, you're either not being realistic enough about expenses that could be put on a credit card--or you're blowing smoke about your income and your credit score.
And
TravelPDX7, with less than 20 posts, it's possible,
just possible, that you could learn something from the more experienced folks here. I certainly do, nearly every day. Again, if you think you got a good deal, cool, but this site is both about the best ways of earning miles and spending miles.
And, if you think that by any standards other than your own, you got the best use of your miles, you're wrong.