Well I had intented at some point early next year, converting my old presidential plus to an Exployer without Club access.

I just applied for a Sapphire about a week ago and had not even received my card. So I knew I would have to wait before churning.

Well someone did me a favor I guess. I got a fraud alert on my PP card, a card which I haven't used much lately as I switched nearly everything over to my Ink to hit my 10K spend.

So I have to close the account. So but I wanted to use it as an opportunity to switch to the Explorer. So I applied for a Explorer, with new bonuses, and now am having my closed PP move to new explorer.

Of course Chase can't complain it is too soon, as their fraud department is the one closing the card.

I do wonder where the fraud came from. I haven't really used the card much at all lately. Strange.