Wow thanks everybody for the incredible info! Very Appreciative!

I think personally the Priority Club sounds great, but the only way I know to get a lot of points with them is the sign up bonuses, or to use my Ultimate Rewards, which only transfer at a 1:1 ratio, which seems pretty bad.

I would love to know a little bit more about someone that is paired with some good transfer bonuses/ratios.

Maybe if there was a particularly good partner through AMEX, UR, SPG, or some sort of tricky multiple-transfer way to redeem for cheaper ones.

With the idea in mind of either good transfer ratios or with possibly a good credit card for spend themselves in mind, anyone have any ideas?

Specifically, it would be great to have a card which I could allocate most of my spending, and be able to find budget conscious hotels in most areas of the world with.

Priority Club sounds great, but mostly to do the tricky buy-miles trick, not so much on legitimate earned miles. Is SPG just the best with that regard? I am looking for an everyday spend card/program which would be great for hotel redemptions.

SPG seems like it is the best for airlines, because of the 25% transfer bonus (20k = 25k AA etc), and their hotel redemptions are fairly nice in most places, but the hotels are just so high end. It ends up usually costing 10k points for a hotel in a good location, (not using points+$$$$), and those points cost me $10k to spend to receive.

I would much prefer being able to get 5 hotel nights for 10k spend, or something similar.


Any more ideas??

Again, thank you to everyone so far!!