Hello,

I am based in MSP for now. Diamond will probably be next year, fingers crossed.

Yes I have redeemed over $1000 credit between my Amex Blue Cash and Chase rewards card.

I don't really see myself (right now) redeeming many skymiles for tickets. That being said I did redeem some for a domestic flight (which I've been sternly told to never do again) only cause I had them and didnt know what else to do with them.

I suppose my overall goal would to be putting everything (business and personal) onto one card to maximize my benefits. However I must have no forex fees to make this possible. I could run flight tickets through my Blue Cash and everything else on my corporate Amex when overseas as there are no forex fees on that.

You mention the Chase Sapphire Preferred, can I still get cash back option or transfer the points into miles? I suppose my other question is there a decent rewards card out there with no forex fees AND no yearly fee?

Thanks