Originally Posted by
MSPeconomist
It's not necessarily a matter of not being able to get a credit card. Some people don't want dozens of credit card accounts and might prefer not to use a MR card or not to use it as a primary card, so that very little spend goes through that account.
Meeting the points requirement won't be hard for me, but penciling out the numbers does show where it may be tough. The lifetime qualifications all set the number of points required equal to 2000 times the number of nights required. Earning 2000 points/night means paying an average nightly rate of anywhere from $133 to about $175, depending on your elite bonus, but before special program bonuses and without using the MR credit card. And that's for properties paying 10 points/dollar. If you're racking up lots of nights at cheaper properties or at the brands that pay only only 5 points/dollar, I can see how the points requirement may be hard to satisfy.