After a fraud attack from Citi several months ago, I am now particularly adamant about bringing my credit card directly over to the credit card machine instead of just putting my credit card into the bill wallet whenever I go to a restaurant. Who knows what the waiter might be doing as he/she goes into the back to process the credit card.

The other day I was in NYC, the waiter looked very uneasy about me going straight to the waiter's area.

Him: "Sir, all you have to do is to set your card in the bill. We'll bring you back the card for you to sign."

Me: "I feel more at ease seeing my card being processed right in front of me."

Him: "You too? Is there a reason why we're seeing a lot more people doing this these days?"

Me: "Google skimming fraud, and you'll find your answer."

I really wish restaurants in the US would bring the terminal right to me like they do up in Canada and in Europe.