I'm going to quote myself, because I guess my luck ran out! I got a call from Chase regarding a fraud alert on my account. I'm glad they called, because it was indeed a fraudulent charge (an online dating company I've never even heard of).

It was a bit unsettling how my card can be compromised. The process itself was simple. Rep closed my account and reissued a new one (they're going to expedite it to me). I check fairly regularly, but I haven't used this card in a while and it was just put away. Apparently, Chase caught it while it was in pending stage, so I am impressed that they caught it so early on.

I'm really good with my cards (most of my purchases are now through paypal, and I get paperless statements) and there's only two handful of purchases I made, so my guess is that my credit card was compromised at one of the stores or along the way.

It's annoying if this happens when you're out traveling though. The process seems straightforward, but does leave me wondering "how" it got compromised, and if my other cards are at a higher risk.