Originally Posted by
woow14610
I just got a separate offer on my e-mail for united mileage plus for 65,000 points...so tempting. I am scared hard inquires will screw my credit score. Do you guys know when a offer is made do they still do a hard inquiry?
1. You will get an inquiry regardless of whether they "offer" it to you or not.
2. Hard inquiries will not "screw" your credit score. For myself and many, many others on this board, churning has actually increased my score after the first initial ding of 3-5 points or so.
3. The offer you received in your email is actually for 50k miles after spending $1k in 3 months, 5k for adding an authorized user, and 10k for spending $25k within one year.
4. There is a better offer
FOUND HERE that offers the same mileage AND a $50 statement credit