Same experience until I found here. This is amazing if you know these credit card tricks. I spent over half a million on my credit card and only get something like 1% cash back before. Now almost all my first class flight tickets and five star hotel spending are paid by points and miles.
Two amazing credit cards I think best are Chase saphire preferred card and chase ink plus business card.
Originally Posted by
SkiesBlueH20
I am a newbie to the board and was just referred from another site after posting a msg seeking credit card rewards.
I have been perusing the credit card boards and am overwhelmed with my head spinning more than ever! You guys certainly have your own lingo here!
I have Wells Fargo and Chase rewards cards that give me 1% cash back on purchases, and occasionally they have deals on gas and groceries up to 5%. I have not paid much attention to these rewards until recently since traveling more.
I take a few trips per year intercontinental and like to go overseas every 1-2 yrs. I do not have any credit cards from the major airlines, and do not have AmEx or Discover.
I am wondering if there would be a benefit to getting, for example, AAdvantage or United Chase or etc etc card and getting mileage vs using my current cards and getting cash back to spend on travel.
In general, without seeing the details of the specific cards, is one more beneficial than the other? Are the mileage rewards programs easier to get tickets with the 1% back vs cash back? Do you get cheaper fares with these cards?
Please help or direct me in the right direction!
Thank you!