I see you are 1p with UA so perhaps you'd take a look at UA Club visa card. No forex fee, 1.5 miles per $ spend on all spend, the annul fee is $395 (with $95 credit for 1st year) but it comes with full membership of UA club lounges, no close-in award booking fee, 2 free checked bags etc.

You can also look up no forex cards in the sticky in this forum to evaluate which ones suit your needs best.
http://www.flyertalk.com/forum/credi...tion-fees.html