Originally Posted by
LTN Phobia
C-W-S has recommended the John Lewis travel insurance with independent traveller cover. Although I have had no need to make a claim on it (highly unusual for me not to have a bag delayed or flight cancelled for a while!
), I am very happy with the cover it is offering. Note that this is only available to UK-based people.
I'm getting highly suspicious of this too, since I've never needed to make a claim either. Its chief advantage is that it is relatively generous in terms of getting you home - most policies are OK about getting you out on holiday, but less bothered about getting you back again. £50 a day delayed flight payment isn't much good if you really need to be back at work the next day.
[In the interest of disclosure: I am a supplier to Waitrose, which is owned by the staff of the John Lewis Partnership].