FlyerTalk Forums - View Single Post - Cathay Pacific USA internet booking triggered foreign transaction fee

Aug 31, 2012, 9:20 pm

#25

Happy

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Join Date: Jul 2003

Location: Florida

Posts: 29,767

Quote:

Originally Posted by percysmith

I'm not sure about the US
But from the limited fee tables I can see
https://secure.cmax.americanexpress....s/BlueAECB.pdf
https://secure.cmax.americanexpress...._Agreement.pdf
I don't see Amex imposing foreign transaction fee for US cards
Only individual banks apply it as a bank-imposed fee

AMEX DEFINITELY imposes forex fee on most of its cards except the PLAT card but while it has 0 forex fee, the rate AMEX uses to translate the value is notoriously BAD. The forex fee when charged, is 2.7% versus the 3% standard for MC / Visa.

Chase has MANY affinity cards and its own house cards now are 0% forex fee. All hotel cards, BA, and a version of UA card are 0% forex fee, so as Sapphire Preferred.

Citi's Premier and Prestige cards have 0% forex fee.

And of course the old standby of Capital One, plus some minor issuers.

There is no reason why a US consumer does not get AT LEAST one to two cards that does not charge forex. Our household has 8 such cards!

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