Originally Posted by
NewbieUtah

I will apply for Citi Forward card, it seems a pretty good deal.
But do you know how this kind of using-a-lot-of-credit behavior will affect my relationship with Chase and other banks?
Thank you in advance.
My only concern is that, to your credit report, it looks like a decent portion of the time it would show very high utilization rates. Other than that, I don't think it's a problem. You might call Chase though, and see if they'll bump your credit limit up, based on your obvious ability to pay it.
Also, x2 on the Forward. If you spend $15K+ on Amazon/dining, definitely worth having that card for the first $15K.