So is the Andrews FCU and SDFCU cards as well. Though they are prioritized to default as Chip-and-Signature, they do fall back upon true Chip-and-PIN to cover offline chip transactions.

Tester: BeeNYC report, RRossi report

Also, CUs have also started offering prepaid EMV Chip-and-PIN cards which offer far better rates than the Travelex solution.

Overall, I say the options and choices available today is whole lot better than two years ago when the only option to get one was working for the UN.