Originally Posted by
sdsearch
But what from I jsut read above, I'm not sure what the difference is between not accepting new applications and making your application process so convoluted it's impossible to complete it without losing your mind!

The difference is that some crazy people will be willing to go through that convoluted process. These crazy people won't be able to get the Diners Club card. FT has lots of crazy people so therefore there is a big difference between the two in this forum.
On an unrelated note: I just got my Andrews card a week ago