Originally Posted by
MDtR-Chicago
...why would you ever put ordinary spending on a Discover card?
If I know I haven't paid any fees, I just add up all my payment amounts for the year from the card's payment screen.
If I want to be sure, I open up each statement in the history and add up the "purchases" lines.
It's not that much of a burden.
That will give you a rough estimate, but not an exact one due to any returns you may have made.
The reason I was using the discover card was because payments post there faster. I was churning the card (in a different meaning of the word), I was traveling so much that I would burn up all of my credit line on one card in less than a month. I would dump my expense checks right back into the card to make room for the next set of expenses multiple times a month. The US Air card was taking a longer time to post payments, so I would only send US Air and rental car spend there while hotels went on discover.