I asked this concerning the virgin atlantic card on another topic, but I was wondering if anyone had info on BoA refunding the AF w/in the first 30 or 60 days if the card is canceled? I ask because I will be meeting the spend on the two Hawaiian Airline cards w/in a few weeks, and if I transferred the points out, paid my balance, then closed the card, would I get some or all of the AF back? Also, if anyone has done this, does this affect future churns 3-6 months later?

Thanks