fevercity

Just echoing biggestbopper here. Avoid Cap1 entirely.
Currently hold 2 of their worthless cards but don't wanna lose the credit history by canceling.
Had 'em since I was young & dumb(er) - only excuse for ever dealing w/ them.
They truly take customer service to new lows.

Consolidate cards? "Nah - we're not gonna do that for ya."
Sync payment dates? "Well - since we move them around all the time, that's not gonna work for us."
Credit limit increase(s) w/ excellent credit? "Not right now - don't ask again for.... undetermined amount of time."

And on and on.... stay away from Cap1.