Thanks for your responses.

I think my post might not have been too clear.

Those aren't actual questions that I have, they are more examples of questions every newbie runs into.

My question is, what is the hardest part of this "hobby"?

For instance, is it staying on top of the latest and greatest credit cards? How is one (whether it be FT members or BoardingArea bloggers) able to know about new promotions and keep them all organized?

Sorry for the confusion!