Originally Posted by
GoGreen
I am also an AU on a lot of cards and they do show up on my credit report, but as AU, so I don't think they affect me much. I know it's better not to be an AU but I do it because I have to meet the minimum spend on my spouse's cards. There is no hard pull for AU.
I've also been an AU on many cards (for promotion bonus miles/points when they add AU to cards). It never affected my score at all. I was put as an AU on several family member's cards (5) all at the same time. Think it was the Chase UA Mileage card. My Score never changed at all for the next 3 months, then score dropped 3pts a month later but thats only because I had cancelled a card.