Originally Posted by
sharka
Then yes, in your case it was YMMV.
Myself and many others have added AU to our CC accts and never once was even asked for the AU social #.
I've added AU's to amex cards (for promotions of course) and Amex never ask for SS#, just the persons name.
If the cc company did ask for the AU SS# then I could see that as a reason why it would affect the AU's credit report.
Hmmm, as I recall, AMEX does ask for the ss number of the proposed authorized user, at least for those I've requested in the past couple of months. However most recently (last week) when I asked to have an AU put on a card, an explanatory pop-up popped up next to the ss number block (which was next to the name of the proposed new AU) and said "put in your ss number." Therefore I put in my own ss number. However for the first time ever, the AU was not immediately approved, it said I had to call. When I called the only question they asked was where to mail the new card. Who knows?
I am also an AU on a lot of cards and they do show up on my credit report, but as AU, so I don't think they affect me much. I know it's better not to be an AU but I do it because I have to meet the minimum spend on my spouse's cards. There is no hard pull for AU.