I'll be traveling to London (1week) and Germany (1 week) 2013 fall, Jan13 I'll be in India, I need to accumulate enough points for hotel rooms. My preference is comfort and safety over luxury. I have no specific hotel program credit cards. I have AmEx Gold, Sapphire and Citi preferred. are those points transferable? would it be worth doing? What new cards would anyone suggest to apply for bonus points?