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Thread: Should I start churning at a young-ish age?
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Old Aug 3, 2012 | 7:38 pm
  #2  
BCF
 
Join Date: Jul 2012
Location: FL
Programs: AA, US, WN, Marriot, Hilton
Posts: 102
Originally Posted by DreamingOfPoints
I'm in my early/mid-20s with a good full-time job and a 740 on CreditKarma. My credit history started about 4-5 years ago.

If I start churning, I'll jump from 3 open accounts to 6, and it'll halve my "average age of open accounts" from 2.5 years to 1.25 years. I owned my closed accounts for about 1 year each.

Is it really okay for me to churn every 90 days? I figure a high percentage of cards I'd be applying for would be cards I'll cancel within the year due to annual fees.
You may better start your first churn now. But your second churn should be at least 6 month apart.
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