Originally Posted by
RewardTraveler
But if you're going to offer 0% financing as the OP indicates, one would think that those with the best credit would be the ones receiving the 0%. I'm not disagreeing that their financing is a terrible deal unless you're on a promo, but if no one qualifies for it, what good does it do? The bait and switch on financing seems very destructive to prospective deals.
Maybe OP can share why they refused him the 0% financing and why they didn't disclose it to him when he made the purchase.
Bait and switch can work very well in the "once in a lifetime" type of purchases. and an engagement ring is supposed to be exactly that. they are not really looking for repeat customers.