Originally Posted by
Stoughton
Nothing. People do it all the time.
Interesting. I just really never thought about it I guess. Maybe a lot of people just don't know about it? Another perk of spending so much time researching for points is that you learn about these other things, which are often more important/valuable.
Originally Posted by
Stoughton
As for your initial quesiton - the only problem I see is spending too much on the ring

Haha I knew someone would make a comment like that. I did my research and made sure not to buy a ring outside of what I could comfortably afford. The problem was that I initially thought I would be paying 0% interest, and would like to save $500+ dollars if it really is this easy. Thanks for your concern though