I don't do anything fancy and am probably a prime target for shut down if it ever comes to it. I have 2 personal email addresses. I send money from one to the other every month, but almost never the other way. Both are under my name. So far, so good. I don't really make sure that I use different computers either. Sometimes I send it from work and retrieve it from home. Sometimes I don't. Once I even logged in, sent it, logged out, retrieved it and deposited.

Playing with fire? Probably. But I'm lazy and I'm ok with it