One more question.. and do let me know if this belongs in another thread... I have a different AMEX that gives me 5% Cashback on Gas and Groceries... if my monthly for that is $650.. my annual becomes $7800 and 5% back on that is $390.
If I use my Hilton Honors Amex for that, the $7800 becomes 46,800 Hilton Points (6 points per $ spent).
Are 46,800 Hilton Points more valuable than $390?