Originally Posted by
NickB
This is not an insurance policy if the OP cannot cancel the $100 ticket. It will be a $183 insurance policy.
Ah, right! I thought it was a straight choice between AZ and LCC. I missed he'd already bought the LCC ticket. Lazy reader.
I'd now practise some sophistry and forget insurance - just write off the $100 to experience: then purchase a new $183 ticket