FlyerTalk Forums - View Single Post - New card forced closure of older card. Credit impact?
Old Jul 18, 2012, 4:50 pm
  #1  
inferno10
 
Join Date: Jul 2004
Location: SFO
Programs: DL GM, SPG Gold, Hertz Gold, Amex Plat, JPM Select
Posts: 66
New card forced closure of older card. Credit impact?

I recently got approved for the Delta Platinum Amex card. Later, I got a message from Amex saying that, after approving me for this card and looking at my existing accounts with them, they closed my old old Blue for Students card that was inactive for quite a while.

I've had that Blue card for over 6 years. I was given a much higher credit limit on my Delta Amex compared to the old Blue. Will this card closure negatively affect my credit score, or will Amex report this as a credit limit increase instead of an account closure?

- Jason
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