Originally Posted by
kayjay
I have 4 Citi Thank You sponsor accounts. One each for my wife's checking accounts and one each for my Thank You and my wife's Thank you credit card. For various reasons I merged my and wife's accounts a few years ago.
The points earned on all of the above have no expiration. If I close any but not all of the sponsor accounts the previously unused points associated with that sponsor account will expire within 30 days unless used within that period.
The checking accounts go back many years, the credit cards were opened for the bonuses.
Citi "stacks" (their terminology not mine) the points in chronological order, first in first out. Their computer system is able to track your usage across multiple sponsor accounts. However, their CS representatives claim that they cannot provide an individual with such an analysis.
I cannot provide any input as to whether expiring miles will be used first (as when you cancel one of the sponsor accounts).
By default they would. because once the sponsor account is closed, the associated points expire in 30 days. In most cases, that would be the most close expiration dates.
I have multiple years of expiration dates in my TYP accout because some cards are really old, points earned long before they change to N/A. Every redemption would take out the layers of the points that would expire the soonest, regardless when they are earned. (some points at the time have 5 years life, some have only 3).
Now in the new scheme of N/A, I suspect the True FIFO would be in place - the points earned the earliest got redeemed first as you described.
I have 165K from PPE before the conversion that would expire 4/30/2013. I have no idea what would be the best way to empty it. I think I need to study Marriott's LNF program and if LNF rate can be paid by Marriott Travel Card, that would be the way to redeem. (Yeah I know booking flights yields the best value... only that I dont have a slightest idea when / where to fly to.)