Originally Posted by direct

I guess I got started in the credit game younger than most - I'm a 19 yr old kid from the block. CapitalOne Journey student rewards card under my belt for a year now, and just approved for a Chase Freedom last night (thanks to the recommendations of this board). AMEX Prepaid in the mail.

Currently at a fair credit score down from excellent because my monthly spending has been 90% of my limit. Amateur mistake. Though, never have carried a balance and never plan too.

Career has presented domestic traveling opportunities, and hopefully just as much international travel soon. I've been looking at the high end AMEX Platinum/DL Reserve/SPG as a lifetime card- perhaps a year or more of usage on my prepaid would put me in a better position.

Any cards I should take a close look at in the mean time?

Future churner once I have rock solid score and history