FlyerTalk Forums - View Single Post - First AMEX personal charge or credit card
Old Jul 6, 2012 | 8:37 pm
  #13  
gk17
10 Years on Site
 
Join Date: May 2012
Location: New York
Programs: Marriott Lifetime Titanium, Hertz Pres. Circle, HHonors Diamond
Posts: 564
Thanks for all the replies.

Right now I'm waiting for my next contract which probably will require traveling before I decide which card to sign up for. I will definitely aim for Platinum if possible because if I will be flying out, I'm mainly going for this card because of the lounge access as mentioned. Always nice to have the other perks like $200 reimbursement for airline fees, etc. and I'm sure they will be used up.

Credit score is in the high 700 mark, but I don't mind getting a charge or credit card. Just want to maximize the benefits and use it when I need it the most.

I want to have a card to "fall back on" in case I need to downgrade the card (be it PRG or Platinum) if I don't need it anymore. Regardless, I will need to wait since I don't think I can meet most of the min. spending requirements if I sign up for them now. My hotel stays and car rental has been hitting my primary card the most.
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