I know I am late to comment on this thread, but I saw a review in PCWorld magzine about the travel hacking cartel. I have been on Flyer talk for many years and enjoy reading everyone's opinions. I went to the website and it looks like a gotcha type of deal. I just don't know if this is the kind of product worth paying for since I don't really like credit cards that much. I have avoided a loyalty card for travel for years because I was worried it would mess up my credit. I appreciate all the work that flyer talkers do and post because they have helped me so much. Maybe the travel hacking cartel has changed since the last post on this thread? Anyone with experience or stories to share about travel hacking cartel?