Originally Posted by
atwnsw2
Okay, I will bite and sign up but first I have one final question which hopefully someone can answer.
I have a credit freeze on all 3 credit bureaus. In order to apply I have to unfreeze the credit freeze.
Which bureaus do I need to "unfreeze" for this offer (There is a charge to do so each time so I would prefer to unfreeze only the bureaus that are necessary)?
Thanks in advance.
Chase, unlike Citi or Amex, will actually allow you to choose which bureau to pull if you have them all frozen. So if you know which report has the highest score and/or fewest inquiries (if they're all ~720+), I'd go with that one. You'll have to give them your PIN that the bureau gave you so they can pull it. Alternatively, you can tell them which one to pull on the phone and then temporarily un-freeze it yourself online.